Buy Now, Pay Later

PayPal, Klarna, Afterpay, and Shop Pay retain the discretion to determine whether they will extend Buy Now, Pay Later, or installment services to you.

The installment amount, interest rates, and repayment schedule displayed on the product page are approximate and are subject to adjustment when you utilize their payment services.

Shop Pay installment options are accessible solely to customers based in the United States, and they are available for orders totaling $50 or more.

Please be aware that this website is based in the United States. As a result:

1. Our Klarna service is exclusively available to customers in the United States.

2. Our Afterpay service is exclusively available to customers in the United States, Canada, and Australia. Customers in the UK and Europe will also be included in the near future!

If you are from another country and wish to use Klarna or Afterpay, we kindly request that you visit our website operated within your respective country.

HOW KLARNA AND AFTERPAY WORK :

SHOP ONLINE

When it’s time to pay for your favourite gear, choose Afterpay or Klarna as your form of payment at checkout. A debit or credit card is required.

PAY EVERY TWO WEEKS

With Afterpay, you’ll make your first of four payments at the time of purchase. With Klarna, your first of four payments will be charged once your order ships. Every two weeks, the remaining three payments will be automatically deducted from your chosen payment method.

FOUR PAYMENTS, ZERO INTEREST

Enjoy no additional interest or fees when you pay on time.

AFTERPAY DISCLAIMER:

You must be over 18 and meet additional eligibility criteria to qualify. Late fees may apply. Estimated payment amounts shown on product pages exclude taxes and shipping charges, which are added at checkout. Click HERE for complete terms. Loans to California residents made or arranged pursuant to a California Finance Lenders Law license.

KLARNA DISCLAIMER:

See payment TERMS. A higher initial payment may be required for some consumers. CA residents: Loans made or arranged pursuant to a California Finance Lenders Law license.

ABOUT AFTERPAY

Afterpay lets you make a purchase now and pay for it in four equal interest-free payments every 2 weeks. 

Easy—shop online and check out as normal. At checkout, choose “Afterpay” as your payment method. First-time guests will need to register with Afterpay and provide payment details and returning guests can log in to purchase. 

To be eligible for Afterpay, you’ll need to be at least 18 years old (or the legal age in your state of residence). Your purchase will need to fall within the minimum amount of $1 USD and maximum of $2,000 USD. Afterpay isn’t available for gift card or membership purchases. You can check all eligibility requirements HERE.  

Absolutely. Afterpay is a PCI DSS Level 1 certified compliant Service Provider organization—the highest level of security in the payment industry.

You’ll make your first payment at the time of purchase, and the remaining three payments will be deducted from your chosen payment method every two weeks. You can log in to your Afterpay account anytime to look at your payment schedule and make a payment before it’s due if you choose. 

You’ll be able to change the due date of your payment through Afterpay’s mobile app or website. If you’re having any trouble, you can find more information HERE.

Check out the AFTERPAY PAYMENTS FAQ.

If the funds aren’t available in line with your payment schedule, you might incur late fees. See Afterpay’s terms HERE for all the details. 

ABOUT KLARNA

Klarna is an alternate payment method that lets you split your purchase into 4 interest-free payments. 

You can choose Klarna as your payment method at checkout. Once your order ships, you’ll be charged the first of 4 payments. Klarna will notify you when your payment is processed, and they’ll let you know ahead of time before your next payments go through.

Klarna strives to make online shopping a safe and secure experience. Klarna’s FRAUD LIABILITY PROTECTION safeguards you in the event of any unauthorized purchases.

The first payment will be taken from your credit or debit card when your order ships. The remaining three payments will be automatically charged to your card 14, 28, and 42 days later. Read more about the payment schedule HERE.

If you want to pay off your purchase early, you can log in at the top of the Klarna page, go to the order page, and select “Pay off early”.

Specific information is subject to Klarna's official information.

You can live chat with Klarna’s CUSTOMER SERVICE AGENTS 24/7 to confirm your payment or update your contact details. More FAQs about Klarna can be found HERE. 

Klarna will automatically try to collect payment for your purchase from the card that you entered at checkout. You can find out when your payments will be collected in the email you received at purchase or by logging into your Klarna account.

If the automatic payment fails, Klarna will try again after 7 days. If this payment also fails, Klarna will make another attempt after a further 7 days (14 days after the date of the first attempt). 

When you sign up to use Klarna, they may perform a soft credit check as part of their application process. This type of check won’t impact your credit score and it won’t show up as a hard inquiry on your credit report.

All the specific information above is subject to the official information of Afterpay and Klarna.

Have other questions? Check our FAQ page or talk to us directly love@poramondo.com

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